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Insurance Types of Optional Extras available for Thoroughbred Horses

In some instances, these optional extras are provided free of charge; in other instances the insurer may levy an additional premium.

  • Extension clause : 30 days, 90 days, 12 months (other specify)
  • Permanent infertility due to accidents, sickness or disease (for colts and entire horses only)
  • Colic extension
  • Operations extension
  • Wobbler syndrome
  • Part ownership
  • Agreed value
  • Automatic additions
  • Full annual premium if loss - waiver
  • For international transits beserk extension
  • For unborn/prospective foals waiver of visual proof of loss
  • For unborn/prospective foals waiver of multiple pregnancy (twins)
  • Surgical clause extension this is where the Mortality Policy is extended to cover surgical procedures performed to save the life of an insured animal. This extension provides cover for the charges levied by a license veterinarian necessitated to save the life of the insured animal.

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