Bloodstock Insurance – Thoroughbred & Standardbred Horses
E-Quine Insurance Services Pty Ltd can source quotes and arrange insurance cover for all owners of thoroughbreds and standardbreds.
Standard Bloodstock Mortality Insurance covers:
The standard bloodstock mortality insurance policy is usually for 12 months, including a 30 or 90 days extension clause, transits within and between Australia and New Zealand, theft & unlawful removal and applies to:
Extensions available to bloodstock mortality insurance policy include:
The Extended Foal policy is very popular with vendors of yearlings. Cover incepts as a foal, any time after 24 hours of age, and runs continuously until sold at a recognised yearling auction sale. Within that period, the sum insured can be increased in line with market value, with an appropriate adjustment to the premium.
Short period & stand alone transits, single or return, local & international, are available and cover:
Other coverage such as care, custody and control liability, stud farm property insurance/liability etc is available for quotation on an individual basis.
Care, custody and control provides legal liability coverage to pay the owner of a horse that is injured or dies while in the care, custody or control of the insured due to a failure to take reasonable care of the horse. Any person responsible for a horse belonging to a third party, or anyone who keeps, agists, spells, trains, breeds or rears a horse for someone else, must consider this legal liability cover. Not only does it cover you for damages, but also legal fees that you may incur in defending the matter. The premium, usually for an annual policy, is based on the number of horses in the care of the custodian and previous claims history.
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